Privacy Policy - Health Coverage 4 Me

Effective Date: April 29, 2026

Health Coverage 4 Me (“we,” “us,” or “our”) operates the website healthcoverage4me.com (“the Site”). This Privacy Policy explains how we collect, use, share, and protect information about visitors and users of the Site. By using the Site or submitting information through any form, you agree to the practices described in this Privacy Policy.

Information We Collect

We collect the following categories of information when you use the Site:

Information you provide directly. When you fill out a quote-request form, contact form, or other form on the Site, we collect personal information that may include your first and last name, email address, telephone number, ZIP code, age, household size, tobacco use, and any other details you submit. Some forms may collect additional health-related questions necessary to match you with appropriate insurance plans.

Information we collect automatically. When you visit the Site, we automatically collect certain technical information about your device and browsing activity, including your IP address, browser type and version, operating system, referring URL, pages viewed, time and date of visits, and approximate geographic location (derived from IP address). We collect this information through cookies, web beacons, server logs, and analytics tools such as Google Analytics.

Information from third parties. We may receive information about you from licensed insurance agents, brokers, lead network partners, identity verification services, and other third parties that we work with to deliver and improve our service.

How We Use Your Information

We use the information we collect for the following purposes:

To match you with licensed insurance agents and brokers in your state who can present plan options
To share your information with our lead network partners and licensed insurance partners so that they may contact you about plans you may be eligible for
To respond to your inquiries and communicate with you about your request
To verify the accuracy of information submitted through our forms and prevent fraudulent submissions
To improve, personalize, and analyze the performance of the Site and its content
To send you marketing communications about health insurance and related topics, where permitted by law and your consent
To comply with applicable legal obligations and respond to lawful requests from public authorities
To protect our rights, property, or the safety of our users or others

How We Share Your Information

We share information we collect in the following circumstances:

Licensed insurance agents and brokers. When you submit a form requesting a quote or information, we share your contact information and the details you provided with one or more licensed insurance agents, brokers, or insurance companies who are authorized to contact you about plan options. These agents are independent third parties and have their own privacy practices.

Lead network partners. We work with marketplace and lead network partners (including but not limited to EverQuote, MediaAlpha, GoHealth, and similar networks) that route your information to licensed agents and carriers. These partners are bound by their own privacy policies and applicable law.

Service providers. We share information with vendors and service providers who perform services on our behalf, such as website hosting, analytics, email delivery, security, and customer support. These service providers are authorized to use the information only to perform the services we have engaged them to provide.

Legal compliance and protection. We may disclose information if required to do so by law, in response to a valid subpoena or court order, or when we believe in good faith that disclosure is necessary to protect our rights, the safety of our users or the public, or to investigate suspected fraud or other illegal activity.

Business transfers. If we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

Aggregated or de-identified information. We may share aggregated or de-identified information that cannot reasonably be used to identify you for any purpose.

We do not sell your personal information to third parties for monetary consideration in a manner that requires opt-out under the California Consumer Privacy Act (CCPA), except that the disclosure of your contact information to lead network partners and licensed agents in exchange for compensation may, depending on interpretation, be considered a “sale” or “sharing” under certain state laws. See the “California Residents” section below for your rights.

TCPA Consent — Telephone and Text Communications

By submitting your contact information through any form on the Site, you provide your express written consent to be contacted by Health Coverage 4 Me and our licensed insurance partners and lead network partners by:

Telephone (including calls to mobile devices)
Automated dialing systems and prerecorded or artificial voice messages
Text/SMS messages

at the telephone number you provided, even if that number is on a federal or state Do Not Call Registry. You acknowledge that this consent is not required as a condition of purchasing any goods or services. Standard message and data rates may apply to text messages.

You may revoke your consent at any time by:

Replying “STOP” to any text message you receive
Asking the caller to remove you from their calling list
Emailing us at the address listed at the bottom of this page

Your revocation will be applied to future communications. Calls or messages already in progress at the time of revocation may not be immediately stopped.

Cookies and Tracking Technologies

The Site uses cookies and similar tracking technologies to operate, secure, and improve the Site. Cookies are small text files placed on your device that allow us to remember your preferences and analyze how the Site is used. We use:

Essential cookies required for the Site to function properly
Analytics cookies, including Google Analytics, to understand how visitors use the Site
Marketing and advertising cookies that may be set by us or third-party advertising networks to deliver relevant ads on other sites

You can control cookies through your browser settings. Disabling cookies may affect the functionality of the Site.

The Site does not currently respond to “Do Not Track” browser signals.

Third-Party Links and Services

The Site may contain links to third-party websites (such as HealthCare.gov, individual insurance carrier websites, and information resources). These third-party sites have their own privacy policies, and we are not responsible for the privacy practices of any site we do not operate.

Children’s Privacy

The Site is intended for use by adults aged 18 and older. We do not knowingly collect personal information from children under the age of 18. If you believe a child under 18 has submitted personal information to the Site, please contact us so we can delete the information.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect the information we collect from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Your Choices and Rights

You have the following choices regarding your information:

Decline to submit information. You are not required to submit a form to use the Site, though declining may limit our ability to provide quote-matching services.
Update or correct your information. You may request that we update or correct inaccurate information by contacting us at the email address below.
Request deletion. You may request deletion of your personal information, subject to certain legal exceptions.
Opt out of marketing emails. Every marketing email contains an unsubscribe link.
Opt out of phone or text communications. As described in the TCPA Consent section above.

California Residents (CCPA / CPRA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), including:

Right to know what personal information we have collected about you, the sources of that information, the purposes for which we collected it, and the categories of third parties with whom we have shared it.
Right to delete personal information we have collected from you, subject to certain exceptions.
Right to correct inaccurate personal information.
Right to opt out of “sale” or “sharing” of your personal information for cross-context behavioral advertising.
Right to limit use of sensitive personal information to certain enumerated purposes.
Right to non-discrimination for exercising your privacy rights.

To exercise any of these rights, contact us at the email address below. We may need to verify your identity before responding to your request.

Other State Privacy Rights

Residents of certain other states (including Virginia, Colorado, Connecticut, Utah, Texas, and others) may have similar rights under state privacy laws. To exercise any rights you may have under your state’s law, contact us at the email address below.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we do, we will revise the “Effective Date” at the top of this page. Material changes will be communicated through a prominent notice on the Site. Your continued use of the Site after the effective date of an updated Privacy Policy constitutes your acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy or wish to exercise any of your rights under applicable privacy law, please contact us at:

Email: support@healthcoverage4me.com

Website: https://healthcoverage4me.com